YNAB

YNAB

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 25.1
  • Adult Rating: 4+
  • File Size: 117.66 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 16.0 or later.
Score: 4.81003
4.81003
From 53,599 Ratings

Description

Where does all your money go? Exactly where you tell it to! “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB. Start your one-month free trial today! Features: BUILT FOR PARTNERS & FAMILIES -Up to six people can share budgets on one YNAB subscription -Simplifies sharing finances with a partner -Cheaper than couples counseling PAY OFF YOUR DEBT -Loan planner tool -Calculate time and interest saved -A debt-paying community to cheer you on IMPORT TRANSACTIONS AUTOMATICALLY -Securely link financial accounts to bring in transactions -Option to add transactions manually -Experience the oddly satisfying routine of categorizing transactions NO ADS -Privacy protection -No in-app ads -No third-party product pitching. Ew. VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE -Net worth report -Spending breakdown -Income vs expense report SET & REACH GOALS FASTER -Track expenses -Set spending targets -Visualize progress as you go REAL HELP FROM REAL HUMANS -Award-winning support team -Free live workshops -Real people (who aren’t perfect either) “My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!” -Gideon, YNAB user since 2019 "I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!” -@taber “I’m sleeping better now. Our arguments about money have magically evaporated.” -Jonathan, YNABer (former Mint user) "My fiance and I will be paying for our wedding without any loans because of YNAB." -@Thai_Jonny “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Your money is your life. Spend it well with YNAB. Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated California Privacy Policy: https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Screenshots

Reviews

  • Glitchy with ice age like delays and poor customer support

    1
    By Musicmouse333
    I hate this app more than any other app I’ve used. It’s been glitchy since the beginning. It takes ages to update, and often has conflicting balance information in multiple spots. Reaching out to customer service is a total waste of time as they never fix anything and give you generic advice about doing a line by line comparison like it’s 1970s balance a checkbook time when the real issue is their website is glitchy and constantly lagging. They love to copy and paste useless articles into the chat. Or they tell you not to use your credit card for a few days and eventually their system will update-what?! What the f am I paying for? This is a garbage replacement for Mint. If the developers bother to read this, I’d appreciate getting some support in getting the working balance on my card to actually reflect what the working balance is.
  • Not in-depth, chaotic

    1
    By Moyockian
    They don’t even have basic categories like pets, so you have to add those budget events yourself and its a lot - including every debt. Moving toward retirement, I would like a budget program that starts with gross pay and you can log everything. I didn’t like that there are categories you have to set aside the funds, move them into savings, and the program doesn’t have a mechanism to reflect that. It would be nice to register a savings account and you MOVE money to the account, not “allocate” money that stays in checking.
  • Accessibility

    4
    By Tameka10
    YNAB is a great budgeting app. My only complaint is the UI font size. The UI font is pretty small, It would be perfect if there was an option to adjust the size of the font to make it a little larger for those of us with poor vision.
  • Too much for me

    2
    By kevlm
    So I’ve had this app for about 3 weeks now. I’ve spent at least 30 hours trying to understand it. I’ve watched tutorial after tutorial. I’ve used YNAB online help. I’ve researched many online sites for help. I just can’t get it. When I put in transactions and think I’m all set, something else pops up and throws everything off. I consider myself somewhat intelligent but when I try to use this app I feel like an idiot. I have another 10 days or so on my free trial, and I’ll keep trying. But I’m not feeling confident at all that I’ll purchase it then.
  • Wow.

    5
    By Jacob Hopkins
    This YNAB methodology literally changed my life. I can’t imagine managing money any other way.
  • Can’t revise anything

    2
    By girlshawn2
    There is no function to revise the funds available. Little chat bot says “use the budget function at the bottom of the screen”. Is it because this is a trial that I can’t change anything?
  • Feature Request

    5
    By Halberry124
    I have been using YNAB for 10 months and I’ve been very happy with it. However, I’m not sure I’m getting as good of results as other YNAB users. I am struggling with not having a calendar layout/feature that allows me to see upcoming expenses and properly plan for them.
  • Absolutely removed my money woes

    5
    By Genesee Country
    This app has changed the game for my family finances. We used to get car repairs and take months to pay them down, or pay bills in a panic. YNAB helped us get organized and with some discipline and planning, we can mostly write checks to pay for what we need. Thank you YNAB!
  • So good

    5
    By Chris0l
    We’ve been using YNAB for 11 years now and I can’t imagine life without it.
  • Awesome App

    5
    By Tippy907
    I’ve been using YNAB for several years now and love it. I could not handle my budgeting without it. Thank you so much for such a wonderful and well designed App

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